VIRGIN RED REWARDS WORLD ELITE MASTERCARD® REWARDS PROGRAM:
ADDITIONAL BENEFIT DETAILS (“Credit Rewards Terms Details”)

These Credit Rewards Terms Details provide additional information that currently applies to certain benefits associated with the Virgin Red Rewards Mastercard, as outlined in the Credit Rewards Terms. Terms used herein and not defined have the meaning in the Credit Rewards Terms. Virgin Red Limited reserves the right to change or close the Rewards Program or any aspects or features of the Rewards Program. Virgin Red Limited and Synchrony reserve the right to cancel, modify, restrict, waive or terminate any aspects or features of the Credit Rewards Terms at any time and without prior notice. You are encouraged to check back regularly for the most updated information.

Certain benefits may require membership in additional Virgin Loyalty programs, as indicated below. The following links provide membership information and such benefits are also subject to the terms for the applicable programs:

SELECT STREAMING SERVICES: Eligible Purchases for select streaming services will earn two points for every 1 U.S. dollar spent rounded to the nearest point. Such eligible streaming services are: Amazon Music, Apple TV/Music, Audible, DirecTV Stream, Disney+, ESPN+, Fubo TV, [HBO]Max, Hulu, iHeartRadio, Kindle Unlimited, Luminary, MLB.tv, NBA League Pass, Netflix, NHL.tv, Pandora, Paramount+, Peacock, Prime Video, Showtime, Sling TV, SiriusXM, Spotify, Stitcher, Tidal, YouTube (Music/TV), and YouTube Premium. (All product and company names are the registered trademarks of their original owners. The use of any trade name or trademark is for identification and reference only and does not imply any association with the trademark holder of their product brand).

THE $15,000/$30,000 SPEND BENEFIT: When cumulative Eligible Purchases of $15,000 and $30,000 post to your Card Account in a cardholder year, the Primary Accountholder will have the option to select one additional benefit for each such Eligible Purchase threshold:

The following benefits are currently available:

THIRD NIGHT FREE HOTEL BENEFIT: You must be a member of The Know to redeem this benefit. One time in each cardholder year, you will receive a reward voucher that can be redeemed for a third consecutive night free with the purchase of a new two-night stay booked directly with a participating Virgin Hotels property in the United States or United Kingdom. For a list of participating hotels visit virginhotels.com/credit-card Your first reward voucher will be available in your Virgin Red account within two Statement Periods, as long as your Card Account is open at that time.

The reward voucher is valid for 12 months from the date of issue. You must redeem your reward voucher at time of booking and within this 12 month period (although your stay can be after this 12 month period). The reward voucher is unique to you and for one-time use. A new reward voucher will be available to you upon card renewal, every cardholder year as long as your Card Account is open.

Taxes and fees, including hotel amenity fees or destination fees associated with the complimentary third night are not included and must be paid separately. Redemption is based on availability and blackout dates apply, which vary by participating hotel.

In the booking process, there will be an option to select a reward voucher to redeem with the booking. The discount will be displayed at checkout.

Cancellations or modifications to any bookings need to be made with the applicable Virgin Hotels property directly and within the 12 month validity period. Any modifications outside of the 12 month validity period would result in a forfeiture of the voucher. Contact details for Virgin Hotels properties can be found at virginhotels.com/contact.

FLYING CLUB TIER POINTS: You must be a Flying Club member to access Flying Club benefits.
In each monthly Statement Period, you will earn 25 Tier Points when you make $2,500 in Eligible Purchases or 50 Tier Points when you make $5,000 in Eligible Purchases. Tier Points will be available in your Flying Club account at www.virginatlantic.com within two Statement Periods as long as your Card Account is open. Tier points expire 12 months after they are added to your Flying Club account.